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What is a CDW fully comprehensive insurance?
The fully comprehensive insurance (CDW – collision damage waver) covers any damage of the rental car that has been caused by the renting person itself for which third parties are not liable. There will be no coverage in cases of for example: -intentional actions by the client (e.g. attempt of insurance fraud) -or gross negligence (e.g. while intoxicated [alcohol, drugs/narcotics])
What is meant by deductible/excess? Deductible/excess is the amount for which the renting person is responsible in case of damages to the rented car caused by himself.
What is covered by the third party insurance? - Third party bodily injuries. In many countries the third party insurance covers also passengers (in the rented car) except driver. Please see the "Local Terms and Conditions" for more information. - Third party property damages. The insurance amounts are according to the insurance rules in each counrty. What is covered by the insurance against theft (TP)? The insurance against car theft covers the theft of the vehicle but not the luggage or valuable property inside the vehicle. PAI-what is that? PAI means Personal Accident Insurance and is an extra available insurance in most locations which covers the driver of the rented car for injuries up to a limited amount. Most people have already enough coverage in their travel insurance and it is not really necessary to buy also the PAI. What is FDW? FDW is Full Damage Waiver which reduces the excess amount the renting person might have to pay for collision damages. FDW is included at most destinations. Please note! The FDW does not cover damages on wheels, tires, underside of the car, glass and damages caused willfully or carelessly. Please see more information in the "Local Terms and Conditions" for your destination. What is WUG? WUG is an extra insurance for damages on Wheels/ Underside and Glass. Please note that WUG is not available in all destinations. For more information about insurances, please see the "Local Terms and Conditions" on your location. The amount of any excess and the insurance coverage will be made clear from the "Local Terms and Conditions" on your location.
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